Monday, July 27, 2009

$$$ Cash $$$ Flow $$$

This is how I normally live through my days when I am running low on the $$$. Lets say after deducting rental, utilities etc, I have RM240 left (which is pretty true), RM100 will go for the whole month's grocerry trip. So I have RM140 left as my daily expenditure.

RM140/30days = RM4.67/day

That is how much I can spend each day. RM4.67 includes breakfast, lunch, dinner, supper. So how to survive? My lunch cost RM3.50-RM4.00, so no more dinner. But since I don't take lunch on Friday, Saturday, and Sunday (4.67 x 3 = 14), so I have extra RM14 to spend each week.

Daily leftover
RM4.67 - RM3.67 = RM1.00

Weekly leftover
RM1.00 x 7 = RM7.00

Total leftover for a week
RM7.00 + RM14.00 = RM21.00

So each week I have RM21 extra. A dinner at 'Tai Ka Lok' cost RM4.50 (pan mee) and RM1.20 (Leong Cha Suet), thus making it RM5.70 a meal. So I can have about 4meals (dinner). The rest of the day, bread and home cooked meal.

Typical dinner set
RM4.50 + RM1.20 = RM5.70
RM5.70 x 4 = RM22.80

But lets say if I were to spend a little extra, I will just cut down on my usage for the following few days, instead of not eating for two whole days, I will just save a little here and there, still managing to eat, and still able to save back the money I used.

But sometimes to go out, I have to ask some extra allowance from my parents, cause if go out, 1 meal could easily cost up to RM10, parking petrol and toll could also cost about RM20 per trip.

2 comments:

lovey dovey said...

then should u involve in the DIGI plan?

skol said...

To save money ma.. Haha